Life without
Debt Stress

We get it. It's so easy to get into debt, but tricky to climb out. Just Agu Banque are experts in getting you back on track with proven debt help solutions.

Debt Support


Get Debt Help Today

Is Money Stressing You Out?

✓ Are your credit cards at or over their limit?

✓ Do you just pay the minimum balance each month on credit cards?

✓ Are you struggling to make your income stretch to pay your debts? •

✓ Are your money worries keeping you up at night?

✓ Do you avoid answering your phone because it may be a debt collector?

✓ Do you want to find a way out but just can't see how?

AGU Banque Could Provide You With Debt Help Today

Applyin has No impact on your Credit score

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Agu Banque Could Improve your Credit Score

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Debt Help… We Do The Hard Work For You

Financial Assistance

Our financial specialists can assist people experiencing financial hardship by identifying and exploring the options as well as providing information and advice.

Debt Management Plan

The caring and compassionate team at AGU Banque will work with you to help manage your debts. We create tailored, realistic and manageable financial plans to suit your personal needs moving forwards.

Debt Relief

AGU Banque offers debt relief to support you. Our team is made up of dedicated and skilled people that share a single goal: to take the pressures of dealing with credit providers from our clients and help them to regain financial control.

We Love Solving Debt Problems

AGU Banque has a strong and well-rounded background team, helping people just like you. We provide expert solutions and have helped thousands of Indian seeking debt help. During periods of uncertainty, it is important to receive the right support. From our wide range of services to our 10 years of debt management experience, AGU Banque is here to help with debt and take your stresses away.

AGU Banque can help you with budgeting, managing debt, debt negotiation and debt consolidation. We have developed and fine-tuned a range of services to suit almost any financial situation. Our team of debt experts have changed thousands of Indian lives. If you are struggling, AGU Banque can provide debt solutions.

Debt Consolidation

Debt consolidation is one of the ways that AGU Banque can help streamline and reduce your overall debt. With one regular repayment, one set of interest (usually lower) and fees, you'll pay less and manage better.


Debt Negotiations

Are you sick of creditor calls and threatening letters and always worried? Let us take this burden off your shoulders and deal with your creditors. The calls, letters and stress will stop, so you can get back to living again.


AGU Banque's Debt Help System

Complete Budget Planner

Our Advisory Team will help you establish what you can afford to pay your creditors based on your current circumstances.

Authority To
Act Form

You can authorise us to take over negotiations with your creditors.

We Negotiate On Your Behalf

AGU Banque will contact your creditors and negotiate on the balance, interest and repayments on your behalf.

We Manage Your Payments

AGU Banque will manage all the payments to your creditors to ensure payments are on time, every time so you don’t need to worry.

Who We Are

Agu Banque which provides advisory and loan services to people with poor credit profiles. Agu Banque, we understand that everyone makes mistakes in life. However, a mistake in the world of credit can be very humiliating.

Hounded by collection agencies, shunned by lenders and with no recourse to professional advice, defaulting borrowers seldom get a second chance. How can you cut your debt? How can you improve your CIBIL score? How can you get professional advice without having to pay expensive fees? How can you deal with collection agencies who are harassing you? How can you get a loan if you have a poor CIBIL score ?


Customers counselled

Avg debt Reduction

How debt Consolidater Program Works

Program Evaluation

A quick evaluation of your debt, Credit Rating, Income, Expenses and Affordability on debt Agu Banque platform...

The Right Loan Option

debt-Agu Banque's Platform will automatically match you with the best-suited Loan Consolidater option and the Lending Partner per your credit profile, eligibility, affordability, and financial goals.

Instant Payoff to Current Creditors

All your current credit card and personal loan outstanding balances are paid off with the new Consolidated Loan issued to you by our Lending Partners.

One Monthly Payment

You start making a single reduced* monthly payment on your new consolidated loan instead of multiple EMIs.

Agu Banque From debt

Pay off your consolidated loan at a reduced EMI and get Agu Banque from your debt.!


Check our Packages


9,999* / 3 Mo
  • Analysis of Credit Report
  • Identification of Errors
  • Issue Resolution
  • Personalised Credit Expert
Apply Now


12999* / 9 mo
  • Analysis of Credit Report
  • Identification of Errors
  • Issue Resolution
  • Personalised Credit Expert
  • Score Improvement Program
Apply Now


18000* / 12 mo
  • Analysis of Credit Report
  • Identification of Errors
  • Issue Resolution
  • Personalised Credit Expert
  • Score Improvement Program
  • Access to Senior Credit Expert
Apply Now


44999* / 06 mo
  • Analysis of Credit Report
  • Identification of Errors
  • Issue Resolution
  • Personalised Credit Expert
  • CMR Improvement Program
  • Access to Senior Credit Expert
Apply Now


Got Questions? We Have Answers!

Agu Banque was founded by financial specialists who understand the complexities of debt support. We are here to offer debt help strategies and financial assistance. Our experts can help you to regain control of your budget and as a result, achieve your financial goals, short and long term. Our products and services are geared towards looking for the best workable solution to your debt problems. Our aim is to help you to get out of debt, and if possible, avoid it altogether!

We offer financial assistance and a wide range of other services including debt consolidation, debt relief, informal debt arrangements and more. Consequently, we are well suited to help with almost any debt issue. Remember, many people struggle with debt and there are always solutions. Our financial support team can guide you through to becoming debt-free.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can. Offering debt help and solutions, AGU Banque is able to provide unique budgeting plans and tailored assistance to suit each individual. If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job. Life is short and there are a lot of things to worry about, but we believe that money doesn’t need to be one of them. This is why we are here, to provide you with a pathway to avoid worrying about your finances again. As well as helping with budgets and offering general financial assistance, we provide a wide range of services to suit you. Our Debt Management, Consolidation, Negotiation services each help you to manage debt in different ways. On top of this, our Credit Support service provides you with the opportunity to wipe your slate clean and get your credit history repaired. Our business and personal loans can also provide you with the financial support you need.

Most people find themselves tied up in debt at some point in their life. The important thing is doing something about it. Whether it be simple budgeting or financial planning that you need, or more, we are here to help. If you need your money managing, then we can act as the wall between yourself and your creditors. We can consolidate your debts into one so you no longer owe multiple debts at random times of each month. You then pay us one single amount and we deal with the creditors. This way, you can be sure that your bills will be paid on time and you can organise your money more easily with just one payment. In addition, what’s best of all about our service is that in some cases, we can even negotiate your debt so that you end up paying less than previously!

Although the range varies depending on the credit score model, credit scores from 580 to 669 are generally considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent. Although the range varies depending on the credit score model, credit scores from 580 to 669 are generally considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

Credit agencies send information to CIBIL every 30-45 days, but if you check your score or record within 45 days of closing or paying your accounts, it will not appear on your CIBIL records. Furthermore, in the case of any inaccuracies, errors, or conflicts, CIBIL will contact the credit institutions and, based on the details obtained from them, will update the CIBIL score within 30 days.

CIBIL will receive a monthly report from its member banks and financial institutions. Details of the credit activity of the customer are sent to the credit bureau to check the payment history on the basis of which the report and the score are generated.

Credit bureaus submit information to CIBIL every 30-45 days, but if you check your score or record within 45 days of closing or paying your accounts, it can not appear on your CIBIL records. Furthermore, CIBIL will contact credit institutions in the event of any inaccuracies, errors, or conflicts, and will update the CIBIL score within 30 days based on the information obtained.

Agu Banque has specialists who can contact your creditors on your behalf to try to get a better deal for you. We can negotiate your interest rate, repayment amount or even reduce your overall debt. We can help you set up an informal debt arrangement with your creditors, at a rate you can afford, giving you room to breathe again.

Not only can we provide debt help so you can take control of your finances, we can also save you money, and time! Setting budgets can provide a clear vision of how to meet your targets. Consolidating your debt can save you money by fixing your interest-rates into one smaller rate. On top of all this, you can even save time by not having to deal with those pesky creditors. AGU Banque provide debt relief to help you. We hope to teach you to be better with money so that you make the right financial decisions for the rest of your life.

While we can help to put you back in control of your finances, we are not financial advisors. We will never give you financial advice. We offer guidance and recommendations in relation to your budget and repayments, but we do not give you advice on what to do with or where to put your money. AGU Banque are here to offer caring financial support and help you to find financial solutions, but not for financial advice. If you require financial advice, then you should seek the services of a financial counsellor or advisor.

If it is appropriate to your financial situation, AGU Banque can offer debt consolidation loans. We have lending partners who offer a variety of loans, including loans to consolidate debt. This means you put all your high-interest debts like credit cards, car finance and store cards into one loan with one monthly repayment, one interest rate (usually lower) and only one loan fee. This solution is not suitable for all people in debt, so we would assess this when we discuss your options.

Bankruptcy is a drastic measure which has serious long term implications for your credit rating and future borrowing ability, so should be avoided unless you have exhausted all other possibilities

Your privacy and security is our number one priority. Our system is utilises the latest SSL certificates on our secure internal servers to keep all of our client data private. Our consultants are not legally allowed to discuss or share any client details with anybody else and any personal details unrelated to your case will not be stored. We have been operating for over 10 years, and in this time we have not had any security breaches. We are constantly reviewing these protocols to ensure your data is safe.

Debt relief isn’t just reducing the debt owed by you, it is about eliminating your debt and living a debt free life. If you are living paycheck to paycheck because of the debt that you owe or if you are already behind on your monthly payments, chances are that you need debt relief.

Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, consumer loans, payday loans, peer-to-peer loans, BNPL loans, and education loans; you can expect a good result from Debt stress program

Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. Agu Banque Debt Relief Program may or may not affect your credit score depending on the program you qualify for. Agu Banque Debt Consolidation Program will have a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for Agu Banque Debt Consolidation Program, your score would not get impacted negatively, rather your score will start to improve.

The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further. Agu Banque Debt Relief Programs are structured to ensure that even after paying our fees, customers save significantly* on their total outstanding debt.

Your savings on Agu Banque Debt Relief Programs are dependent on your debt load, affordability, complete financial profile, and financial goals. Depending on the Debt Relief Program you qualify for, you will be able to save between 10%-30%* on your monthly EMIs or up to 50%* on your total outstanding debt load.

The Debt Consolidation Program and the Debt Consolidation Program are two forms of debt-relief from. Both these programs cater to customers that are in different phases of their struggles with debt. Debt Negotiation Program is the last resort for financially distressed customers, who are burdened by unmanageable debt. If you’re unable to make payments towards your debt but have a strong intent to get rid of your debt, our Debt Consolidation Program can help you start fresh and regain your financial freedom. Our Debt Consolidation Program on the other hand is a preventive measure for customers, who over-leveraged with debt. Living pay check to pay check by making minimum payments on your debt means you’re one unforeseen expense away from being in a debt trap and delinquency. Our Debt Consolidation Program helps relieve your financial burden by reducing your EMI through lower interest rates and/or longer tenure.

Enquiring with AGU Banque does not affect your credit file and will not impact your credit score. In fact, AGU Banque ’s debt management system can help to preserve your credit history. Call AGU Banque today for a free no credit check consultation.


Valuable Clients Saying

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Contact Us


No 82 Anna Valagham F3 First Floor Arcot Road Kodambakkam Chennai 24

Call Us

+91 91762 77666
+91 72999 86688

Open Hours

Monday - Friday
9:00AM - 05:00PM